| Payne Financial Services, Inc. Servicing Veterinarians through the AVMAGHLIT, American Veterinary Medical Associations Group Health Life Insurance Trust. |
| 116 E 7th, P.O. BOX 636 | • | Lyndon, KS | • | 66451-0636 |
| Phone: 1-888-282-8066 | • | Fax: 1-785-828-4296 |
| • | Kevin@PayneFS.com |